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Rate Update for 8/9/2024


Mortgage rates were up marginally this week as the market awaits the CPI report next Wednesday. The upcoming report could have a big impact on Fed policy moving forward. If CPI comes in at or below implications, then it gives the Fed the green light to start cutting rates as soon as September.

 

The next Federal holiday is Labor Day, Monday, September 2nd.   All Federal, State, and County offices will be closed this day. There will be no fundings or recordings on this day. Our office will be closing at 2pm on Friday, August 30th as well.

 

Appraisal Turn Times:  Vancouver/Portland Metro Area:  4-6 days;  Cowlitz County:  6-8 days;  Lewis County:  7-9 Days;  Skamania County:  8-10 days.

 

Today’s Rates for the Home Advantage Down Payment Assistance Loan with the WSHFC.  Down Payment assistance with Home Advantage is 3% - 5% of the loan amount, depending on the pricing/program chosen.  I am a Commission-trained Loan Officer authorized to work with the WSHFC.  I’m happy to meet with your clients to see if they are eligible for the Home Advantage program or any of the other down-payment assistance programs available with the WSHFC.

 

Mortgage News Daily fixed rate index for 8/9/2024

30-year Conventional – 6.54%

15-year Conventional – 6.07%

30-year Jumbo – 6.73%

30-year FHA – 6.09%

30-year VA – 6.10%

 

 

Have a great weekend!

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