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Mid-Year Housing Market Forecast
From rising home prices to mortgage rate swings, the housing market has left many people wondering what’s next – and whether now is the...
Lloyd White Jr. NMLS 119465
May 222 min read


What Are Trigger Leads?
When you apply for a mortgage, your lender pulls your credit report. This triggers the credit bureaus to sell your information, including...
Lloyd White Jr. NMLS 119465
Mar 6, 20242 min read


Lloyd White Jr. NMLS 119465
Oct 24, 20220 min read


The Adjustable Rate Mortgage (ARM) Explained
With rising mortgage interest rates, we have heard a lot more buzz about Adjustable Rate Mortgage's over the last couple weeks. ...
Lloyd White Jr. NMLS 119465
Jul 14, 20222 min read


Mortgage Myths
Purchasing a home and discovering the best loan option for you are important decisions that will impact your life for years to come. When...
Lloyd White Jr. NMLS 119465
Jan 22, 20205 min read


Stay Local: Online vs. Local Lenders
Buying a home is one of the biggest purchases you'll make in your lifetime, which is why the entire process is very personal. Although...
Lloyd White Jr. NMLS 119465
Jan 15, 20202 min read


The Truth Behind Your Credit Score
Don't let the common misconceptions of credit scores turn you away from purchasing a home or finding a mortgage lender that's right for...
Lloyd White Jr. NMLS 119465
Jan 8, 20202 min read


Can I Cancel My Mortgage Insurance?
You are required to get mortgage insurance if you can only put down less than 20% of your mortgage as a down payment. Mortgage insurance...
Lloyd White Jr. NMLS 119465
Nov 13, 20193 min read


Top 6 Ways to Improve Your Credit Score
A common question I hear from many prospective home buyers is: “Will my credit score be good enough to help me qualify for a home loan?”...
Lloyd White Jr. NMLS 119465
Nov 13, 20193 min read


Prevent Mortgage Wire Fraud Before It's Too Late
Wire transfer fraud crimes are on the rise, and home buyers are increasingly at risk. With cyber-criminal scams that frequently target...
Lloyd White Jr. NMLS 119465
Nov 13, 20192 min read


Cross Collateral Loans: The New Bridge Loan
You may remember the old term, Bridge Loan. Well, something like this has returned, but it has a new name. The Cross-Collateral Loan...
Lloyd White Jr. NMLS 119465
Nov 13, 20191 min read
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